Terms of Service

Welcome to A-Zing Innovations. A-Zing Innovations was established in India on 22 September 2022 and expanded to the RaKeZ Economic Zone (UAE) on 19 February 2025. By accessing our website and using our products and services—including DevCentra, Splisten, KAY, FisCo at fin-score.com, ARC, and related offerings—you agree to be bound by these Terms of Service.

1. Account & Authentication

Sign-in is provided by A-Zing Innovations. You create and manage one A-Zing account. That account is the authentication for A-Zing-owned products—including DevCentra, KAY, FisCo, Splisten, ARC, AZIIPAN, AZI-GIT, and other current or future A-Zing products—unless a product expressly uses a separate login. Eligible partner products such as APICentra (apicentra.prarak.com) use the same A-Zing authentication (public SSO); they do not issue a separate Hub password.

You must keep your credentials confidential and are responsible for activity on your account across those products and partner surfaces that sign in with A-Zing. We may use your login location and device signals to protect the account. Product-specific rules (for example DevCentra device seats, and DevCentra’s distinction between Job / download tools that create work items and Copy on page tools that do not store work files) apply in addition to these Terms. See the DevCentra Terms & Conditions.

2. Credits, Payments & Refunds

Many of our services operate on a flexible, pre-paid Universal Credit System issued by A-Zing, not by each product.

• A-Zing wallet: Credits you purchase, earn (including Daily Quiz), or are granted sit on your A-Zing account and can be used on eligible A-Zing-owned products (e.g. DevCentra, KAY, FisCo, Splisten) as each product’s pricing model allows, and on eligible partner usage such as APICentra day-passes (1 credit = 50 API calls). A product may consume credits; it does not issue a separate credit currency.
• Share to Care: You may transfer wallet credits to another registered A-Zing user identified by email, up to 50% of your current balance per transfer and at most once per calendar day. Transfers are final, have no cash value, and do not move DevCentra day passes or reserved APICentra calls. A-Zing does not reverse mistaken shares.
• Universal Access: Purchased credits can be used across eligible A-Zing products as per each product’s pricing model.
• Consumption Models: Credits are deducted based on the specific product’s pricing model, which may include per-attempt charges, monthly subscription deductions, or other usage-based billing.
• ARC: ARC (Answer Review & Compliance) is offered under separate monthly packages by batch size. ARC does not use the universal credit system; terms for ARC are as stated on the product and pricing pages.
• FisCo (fin-score.com): Personal finance goals and statement analysis are provided at fin-score.com. Sign-in is through your A-Zing account. Each unlocked bank statement analysis consumes 20 wallet credits. Goal and product catalog prices are indicative planning figures, not live purchase offers or financial advice.

Refund Policy: Credit purchases are final and non-refundable. We do not process refunds to bank accounts or original payment methods for credit packs. Credits are for use solely within the A-Zing platform. For subscription and other eligible refunds, see our Refunds & Cancellations policy (refunds, where approved, are processed within 5–7 working days and credited to the customer’s bank account). Refund terms for ARC or other subscription packages may also be stated at the time of purchase.

Delivery: Digital delivery and access timelines are set out in our Shipping & Delivery Policy.

3. Daily Quiz & Free Credits

We offer a Daily Quiz whereby logged-in users can earn free credits by answering all 10 questions correctly in a single attempt (10 credits per day, one attempt per user per calendar day). Questions cover day-to-day topics (e.g. general knowledge, current affairs) and may occasionally include product-related content. One question is shown at a time; each question auto-advances after 5 seconds. Only answered questions count toward the score; credits are non-refundable and subject to the same use rules as purchased credits.

The full Daily Quiz rules and conditions (eligibility, format, rewards, once-per-day limit, and changes) are set out on our Daily Quiz Rules & Conditions page. By taking the quiz you agree to those rules. We reserve the right to modify, suspend, or discontinue the Daily Quiz at any time.

4. AI Output Disclaimer

Our products use AI and automation to assist you. While we use advanced systems, AI can make mistakes. You agree to verify critical outputs before relying on them, especially in financial (e.g. FisCo), regulatory, or high-stakes contexts. A-Zing is not liable for decisions made solely on the basis of unverified AI output.

5. Innovation Reward Program

For ideas submitted through our Innovation Reward Program, we execute a legal Memorandum of Understanding (MOU) with the submitter. We only proceed with product development after discussions and mutual agreement. The stated revenue royalty (e.g. 40%) applies only as long as the product generates sales, in accordance with the MOU.

6. Data Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data. For DevCentra, that includes the difference between Job tools (file retention in My Work) and Copy-on-page tools (no retained work files), as described in the DevCentra Privacy Policy.

7. Modifications

We reserve the right to modify these Terms at any time. The “Last Updated” date at the top will reflect material changes. Continued use of the platform after changes constitutes acceptance of the updated terms. We encourage you to review this page periodically.

8. Copyright & Intellectual Property

The website, products, and marks (including A-Zing and DevCentra™) are owned by A-Zing Innovations or its licensors. © 2022–2026 A-Zing Innovations. All rights reserved. You may use the services only as permitted in these Terms. Full ownership, trademark, and infringement-notice details are in our Copyright notice and the DevCentra Copyright page.

9. Contact

For questions about these Terms, please contact us.